Car Insurance Quotes for a Lexus GS 450h in Chicago

Insurance rates Lexus GS 450h in ChicagoNo car owner likes paying for insurance, especially when they are aware that the prices are way too high.

Amazlingly, a recent NerdWallet.com study showed that the vast majority of drivers have stayed with the same insurance company for more than four years, and just short of a majority have never shopped around. Chicago consumers could save an average of roughly $590 each year just by getting comparison quotes, but they don’t know the rate savings if they switched to a more affordable policy.

You have so many auto insurance companies to pick from, and although it’s nice to have a choice, it makes it harder to compare company pricing for Lexus GS 450h insurance in Chicago.

Best Lexus GS 450h insurance rate quotes in Illinois

The car insurance companies shown below are ready to provide free quotes in Chicago, IL. If the list has multiple companies, it’s highly recommended you visit two to three different companies to get the cheapest price.


Lexus GS 450h Insurance Rates in Chicago, IL
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
GS 450H Hybrid $318 $522 $342 $20 $102 $1,304 $109
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Prices based on single male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Illinois minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, claim-free, and multi-vehicle. Rate information does not factor in garaging location in Chicago which can lower or raise auto insurance rates significantly.

Auto insurance deductibles

The illustration below highlights how deductible selection and can affect Lexus GS 450h insurance costs for each different age group. Data assumes a single female driver, full physical damage coverage, and no discounts are factored in.

Companies offer money-saving discounts on Lexus GS 450h insurance in Chicago

Car insurance is not cheap, but you may qualify for discounts that can dramatically reduce your bill. Certain credits will be shown when you complete an application, but some need to be asked about prior to getting the savings.

A little disclaimer on discounts, most discount credits are not given to the entire policy premium. Most only apply to the price of certain insurance coverages like collision or personal injury protection. So even though it sounds like having all the discounts means you get insurance for free, company stockholders wouldn’t be very happy.

Insurance companies that may have many of the previously listed discounts include:

Double check with all the companies how you can save money. Depending on the company, some discounts might not apply in Chicago. To find insurance companies offering car insurance discounts in Chicago, click this link.

When should I talk to an insurance agency?

Many drivers prefer to visit with an insurance agent. One of the great benefits of getting online price quotes is that you can find cheap auto insurance quotes and still choose a local agent. Supporting local agencies is still important in Chicago.

Chicago insurance agentsBy using this simple form, your coverage information gets sent to insurance agents in Chicago who want to provide quotes and help you find cheaper coverage. You never need to contact any insurance agencies since price quotes are sent to you. It’s the lowest rates AND an agent nearby. If you want to get a comparison quote from one company in particular, feel free to go to their quote page and give them your coverage information.

If you’re trying to find a reliable agent, it’s helpful to know the types of agencies and how they work. Auto insurance agencies can be classified as either independent or exclusive depending on the company they work for.

Independent Auto Insurance Agencies or Brokers

These agents can sell policies from many different companies so as a result can place your coverage through many companies and potentially find a lower price. If your agent finds better pricing, an independent agent can move your coverage and that require little work on your part.

When comparing auto insurance prices, it’s a good idea to compare prices from several independent agencies to have the best price comparison.

Shown below are independent insurance agencies in Chicago who may be able to give you free auto insurance quotes.


11113 S Kedzie AveChicago, IL 60655(773) 396-5526View Map

W.A. George Insurance Agency
155 N Michigan Ave #300Chicago, IL 60601(312) 729-5265View Map


855 W Washington BlvdChicago, IL 60607(312) 666-8800View Map

More Chicago agents

Exclusive Agencies

Agents in the exclusive channel can only write with one company and some examples include AAA, State Farm, Farmers Insurance, and Allstate. They are unable to shop your coverage around so always compare other rates. Exclusive agents receive a lot of sales training on sales techniques which helps offset the inability to provide other markets.

Listed below are Chicago exclusive agents willing to provide comparison quotes.


6108 S Archer AveChicago, IL 60638(773) 582-3322View Map


4317 N Lincoln AveChicago, IL 60618(773) 477-3300View Map


3143 W 71st StChicago, IL 60629(773) 436-7500View Map

More Chicago agents

Picking a auto insurance agent should depend on more than just a low price. A good agent in Chicago will have answers to these questions.

One last thing to lower rates

Affordable Lexus GS 450h insurance in Chicago is attainable on the web and from local insurance agents, and you should compare rates from both to have the best selection. Some insurance companies may not offer price quotes online and most of the time these smaller providers only sell coverage through independent agents.

We’ve covered some good ideas how you can get a better price on Lexus GS 450h insurance in Chicago. The key thing to remember is the more price quotes you have, the more likely it is that you will get a better rate. You may even discover the lowest prices come from the smaller companies. Some small companies can often provide lower rates in certain areas than their larger competitors like State Farm and Allstate.

Helpful information