Has it been over a year since you last compared quotes for more competitive GMC Canyon insurance in Chicago? Are you intimidated by the number of car insurance providers in your area? You’re not alone. Drivers have such a vast assortment of providers available that it can turn into a ton of work to find better premium rates for GMC Canyon insurance in Chicago. Everyone knows Chicago is a great place to live, but the high premiums for car insurance makes it impossible to afford.
A study showed that the vast majority of Illinois car insurance customers have bought car insurance from the same company for more than four years, and nearly half have never quoted car insurance rates at all. With the average premium in America being $1,847, drivers could save about $860 a year by just comparing quotes, but they just feel it’s too hard to do a rate comparison.
It’s a good habit to check car insurance prices occasionally since insurance prices trend upward over time. Even if you got the lowest price on GMC Canyon insurance in Chicago two years ago a different company probably has better rate quotes today. Block out anything you think you know about car insurance because you’re about to learn the fastest and easiest way to find better rates and still maintain coverage.
It’s important to know that making a lot of price comparisons increases your odds of finding the best rates. Not every company provides online price quotes, so you should also compare price quotes from them as well.
The following companies are ready to provide comparison quotes in Illinois. If several companies are displayed, we suggest you get price quotes from several of them in order to find the cheapest rates.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Canyon SLE Regular Cab 2WD||$192||$384||$316||$18||$94||$1,004||$84|
|Canyon SLE Ext Cab 2WD||$200||$340||$342||$20||$102||$1,004||$84|
|Canyon SLE Ext Cab Z71 2WD||$190||$398||$266||$16||$80||$950||$79|
|Canyon SLE Crew Cab 2WD||$200||$340||$342||$20||$102||$1,004||$84|
|Canyon SLE Regular Cab 4WD||$198||$322||$316||$18||$94||$948||$79|
|Canyon SLE Crew Cab Z71 2WD||$194||$384||$340||$20||$102||$1,040||$87|
|Canyon SLT Ext Cab 2WD||$176||$344||$250||$14||$76||$860||$72|
|Canyon SLE Ext Cab 4WD||$256||$334||$342||$20||$102||$1,054||$88|
|Canyon SLT Crew Cab 2WD||$156||$332||$246||$14||$74||$822||$69|
|Canyon SLE Ext Cab Z71 4WD||$196||$334||$266||$16||$80||$892||$74|
|Canyon SLE Crew Cab 4WD||$218||$418||$294||$18||$88||$1,036||$86|
|Canyon SLE Crew Cab Z71 4WD||$198||$344||$250||$14||$76||$882||$74|
|Canyon SLT Crew Cab 4WD||$160||$268||$274||$16||$82||$800||$67|
|Canyon SLT Ext Cab 4WD||$176||$282||$246||$14||$74||$792||$66|
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Data rating is based on married female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Illinois minimum liability limits. Discounts applied include homeowner, multi-policy, claim-free, safe-driver, and multi-vehicle. Table data does not factor in specific location which can influence premium rates significantly.
Gender-based auto insurance rates by age in Chicago
The information below visualizes the comparison of GMC Canyon insurance premiums for male and female drivers. The rates are based on no claims, a clean driving record, full coverage, $250 deductibles, single marital status, and no discounts are factored in.
When in doubt talk to an agent
When it comes to coverage online or from an agent for your personal vehicles, there really is no cookie cutter policy. Coverage needs to be tailored to your specific needs and your policy should reflect that.
Here are some questions about coverages that can help discover if your situation would benefit from an agent’s advice.
- Should I drop comprehensive coverage on older vehicles?
- Is there coverage for my trailer?
- Should I bundle my homeowners policy with my auto?
- Does coverage extend to a rental car in a foreign country?
- Is my ex-spouse still covered by my policy?
- Do I need special endorsements for business use of my vehicle?
- At what point should I drop full coverage?
If it’s difficult to answer those questions but you think they might apply to your situation, you may need to chat with a licensed agent. If you don’t have a local agent, complete this form or you can also visit this page to select a carrier
Local Chicago auto insurance agents
Many people just prefer to talk to an insurance agent and often times that is recommended One of the great benefits of price shopping on the web is that you can obtain cheap auto insurance quotes and also buy local. Putting coverage with local agents is important particularly in Chicago.
To find an agent, once you fill out this simple form, the quote information is emailed to insurance agents in Chicago who will return price quotes and help you find cheaper coverage. You won’t even need to search for any insurance agencies since price quotes are sent directly to your email. You can find the lowest rates without a big time investment. In the event you want to compare prices from a specific insurance company, you would need to find their quoting web page and fill out their quote form.
Exclusive agents vs. Independent agents
If you are searching for a local Chicago insurance agent, it helps to know the two types of insurance agents and how they differ in how they quote coverages. Auto insurance agencies can either be exclusive or independent agents depending on their company appointments.
Independent agents are not locked into one company so they can write business with lots of companies and potentially find a lower price. If they find a cheaper price, they simply move your policy to a different company and that require little work on your part. If you are comparing auto insurance prices, you will definitely want to include a few independent agents to maximize your price options. Most also have access to companies that do not advertise much which may have better rates.
Listed below is a list of independent agencies in Chicago that may be able to provide free auto insurance quotes.
- Public Insurance Agency
3656 N Cicero Ave – Chicago, IL 60641 – (773) 725-9333 – View Map
- Northwest Insurance Network Inc
4450 N Western Ave – Chicago, IL 60625 – (773) 433-3300 – View Map
- American Auto Insurance
3201 N Harlem Ave #1 – Chicago, IL 60634 – (773) 286-3500 – View Map
Exclusive agents can only place business with one company and some examples include American Family, State Farm, and Allstate. They generally cannot give you multiple price quotes so they have to upsell other benefits. Exclusive agents are highly trained on the products they sell which can be an advantage. Drivers often use the same exclusive agent mostly because of loyalty to the company rather than having the cheapest rates.
Shown below are Chicago exclusive agents willing to provide comparison quotes.
- Gus Andrade – State Farm Insurance Agent
4355 W 26th St – Chicago, IL 60623 – (773) 521-0216 – View Map
- Grace Murray – State Farm Insurance Agent
7035 W Grand Ave – Chicago, IL 60707 – (708) 453-1771 – View Map
- Angela Roudez – State Farm Insurance Agent
1505 S State St – Chicago, IL 60605 – (312) 663-1820 – View Map
Picking an car insurance agent requires more thought than just a cheap quote. Here are some questions you should ask.
- When do they do policy reviews?
- How much can you save by raising your physical damage deductibles?
- Is coverage determined by price?
- How many years of experience in personal auto insurance do they have?
- Is vehicle damage repaired with OEM or aftermarket parts?
- How long has their agency been in business in Chicago?
- Is the quote a firm price?
- Is insurance their full-time profession?