Shopping for lower-cost Chicago Audi R8 insurance quotes on the internet may be intimidating for consumers new to price shopping on the web. With more and more insurers to choose from, how are consumers able to even start to compare every auto insurance company to find the lowest price available?
It’s amazing but nearly 70% of consumers kept buying from the same company for four years or more, and almost half have never even compared rates from other companies. U.S. consumers could save $859 each year, but most tend to underestimate the large savings they would see if they switched to a cheaper policy.
When comparison shopping, having more price comparisons helps you find better pricing.
The companies shown below offer quotes in Illinois. If more than one company is shown, we recommend you click on several of them to get a more complete price comparison.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|R8 4.2 Quattro||$204||$508||$294||$18||$88||$1,112||$93|
|R8 4.2 Quattro||$418||$1132||$316||$18||$94||$1,978||$165|
|R8 5.2 Quattro 10Cyl||$322||$810||$294||$18||$88||$1,532||$128|
|R8 5.2 Quattro 10Cyl||$468||$1072||$268||$16||$80||$1,904||$159|
|Get Your Own Custom Quote Go|
Data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Illinois minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, safe-driver, and multi-policy. Rate quotes do not factor in garaging location in Chicago which can impact coverage rates substantially.
Should you raise deductibles?
The information below shows how different deductible levels and can influence Audi R8 yearly insurance costs for different age groups of insureds. The rate quotes are based on a married female driver, comp and collision included, and no discounts are applied.
Premiums by gender and age
The diagram below illustrates the difference between Audi R8 yearly insurance costs for male and female drivers. Data assumes no accidents, no driving violations, comp and collision included, $1,000 deductibles, drivers are not married, and no discounts are factored in.
Comparing quotes from local Chicago auto insurance agents
Some consumers just prefer to visit with an insurance agent and that is not a bad decision A nice benefit of comparing rate quotes online is that you can obtain better rates but still work with a licensed agent. Supporting local insurance agents is important especially in Chicago.
By using this quick form, your information is sent to agents in your area who want to provide quotes and help you find cheaper coverage. There is no reason to do any legwork because quoted prices will be sent to you instantly. You can find lower rates without the usual hassles of price shopping. If for some reason you want to get a comparison quote from a specific company, don’t hesitate to navigate to their website and fill out their quote form.
Best car insurance agent in Chicago
If you would like to find an insurance agent, it can be helpful to understand the types of insurance agents and how they can service your needs differently. Insurance policy providers are considered either exclusive or independent.
Independent Agents (or Brokers)
Agents in the independent channel are not employed by one company so they have the ability to put coverage through many companies and find the cheapest rate. If they find a lower price, the business is moved internally and you don’t have to switch agencies.
If you are comparing insurance prices, you will want to get some free quotes from a few independent agents so that you can do a thorough price comparison. Many can place coverage with smaller regional carriers which could offer lower prices.
Featured below is a short list of independent insurance agencies in Chicago that may be able to provide comparison quotes.
- Northwest Insurance Network Inc
4450 N Western Ave – Chicago, IL 60625 – (773) 433-3300 – View Map
- American Auto Insurance
3201 N Harlem Ave #1 – Chicago, IL 60634 – (773) 286-3500 – View Map
- Thomas Ward Insurance Group
707 W Willow St – Chicago, IL 60614 – (312) 254-1500 – View Map
Exclusive Insurance Agents
Exclusive agencies can usually just insure with one company and some examples include Allstate, Farmers Insurance or State Farm. Exclusive agents cannot compare rates from other companies so they are skilled at selling on more than just price. Exclusive insurance agents are well schooled in insurance sales which aids in selling service over price. Consumers sometimes use the same agent partially due to the prominence of the brand rather than low rates.
Listed below are Chicago exclusive insurance agents willing to provide comparison quotes.
- Judith Gleason – State Farm Insurance Agent
2643 N Harlem Ave – Chicago, IL 60707 – (773) 637-8547 – View Map
- Neal Gallo – State Farm Insurance Agent
6666 N Western Ave – Chicago, IL 60645 – (773) 743-6565 – View Map
- Bill Dillard – State Farm Insurance Agent
516 W Diversey Pkwy – Chicago, IL 60614 – (773) 549-2605 – View Map
Deciding on an insurance agent should include more criteria than just the premium amount. These are some questions your agent should answer.
- Do clients work directly with the agent or are most inquiries handled by a CSR?
- Do you qualify for any additional discounts?
- Where would glass claims be handled in Chicago?
- Which members of your family are coverage by the policy?
- Which companies do they recommend if they are an independent agency?
- What is the agency’s Better Business Bureau rating?
- Can you choose the body shop in case repairs are needed?
- Do they have adequate Errors and Omissions coverage? This protects you if they make a mistake.
Upon getting good responses and a good coverage price, you may have found an insurance agent that meets your needs to service your policy.