Want a free price quotes on cheaper Audi Q7 insurance in Chicago? Tired of robbing Peter to pay Paul to make your car insurance payment? Your situation is no different than millions of other vehicle owners.
Shockingly, the vast majority of car insurance customers have purchased from the same company for at least four years, and nearly half have never taken the time to shop around. With the average car insurance premium being $1,498, Illinois drivers can save about $586 each year, but most tend to underestimate the big savings they would realize if they switched to a cheaper policy. Because you have many choices for buying cheaper insurance for an Audi Q7 in Chicago, it’s nearly impossible to choose the cheapest insurer.
Audi Q7 insurance discounts in Chicago
Companies that sell car insurance don’t always list the entire discount list in an easy-to-find place, so the list below contains a few of the more well known as well as the least known savings tricks you should be using when you buy Chicago car insurance online.
- Online Discount – A handful of auto insurance companies will provide an incentive get Chicago car insurance on the web.
- Student Discounts – Performing well in school may save you up to 25%. Earning this discount can benefit you until age 25.
- Accident-Free Discounts – Drivers who don’t have accidents pay much less in comparison with bad drivers.
- Braking Control Discount – Cars, trucks, and SUVs that have anti-lock braking systems can avoid accidents and will save you 10% or more on Q7 insurance in Chicago.
- Auto/Home Discount – If you can bundle your homeowners and auto insurance with one company you could get a discount of over 10 percent off each policy depending on the company.
- Pay Now and Pay Less – By paying your entire bill at once instead of making monthly payments you can avoid monthly service charges.
- Fewer Miles Equal More Savings – Driving fewer miles can qualify you for better auto insurance rates on cars that stay parked.
As a sidenote, some credits don’t apply to the entire policy premium. The majority will only reduce individual premiums such as comp or med pay. Even though it may seem like you can get free auto insurance, companies wouldn’t make money that way.
Larger auto insurance companies and some of the discounts are:
- Farm Bureau may include discounts for multi-vehicle, good student, driver training, safe driver, and multi-policy.
- MetLife offers discounts for good student, multi-policy, good driver, accident-free, defensive driver, and claim-free.
- Progressive offers discounts including online signing, homeowner, online quote discount, good student, continuous coverage, and multi-vehicle.
- AAA policyholders can earn discounts including AAA membership discount, multi-car, education and occupation, good driver, pay-in-full, and anti-theft.
- American Family may have discounts that include bundled insurance, early bird, good student, TimeAway discount, and air bags.
- GEICO includes discounts for emergency military deployment, federal employee, five-year accident-free, defensive driver, daytime running lights, military active duty, and air bags.
- State Farm has savings for student away at school, passive restraint, good driver, driver’s education, multiple autos, and anti-theft.
When getting a coverage quote, ask all the companies the best way to save money. A few discounts might not apply in Chicago. To see a list of auto insurance companies that offer discounts in Chicago, click this link.
Most companies such as GEICO, State Farm and Progressive allow you to get prices direct online. Obtaining pricing for Audi Q7 insurance in Chicago is quite easy as you simply type in your personal and coverage information as detailed in the form. When the form is submitted, their rating system automatically retrieves your driving and credit reports and gives you a price quote based on these and other factors. The ability to get online price quotes for Audi Q7 insurance in Chicago makes comparing rates easy, and it is important to get many rate quotes in order to find the best possible rates on insurance.
To find out if lower rates are available, take a look at the companies shown below. To compare your current rates, we recommend you type in your coverages just like they are on your policy. This helps ensure you will receive a fair comparison for similar coverage.
The providers in the list below offer free rate quotes in Chicago, IL. If multiple providers are shown, we recommend you compare several of them to get the most affordable price.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Q7 3.6 Quattro | $284 | $506 | $268 | $16 | $80 | $1,154 | $96 |
| Q7 3.6 Premium | $220 | $364 | $266 | $16 | $80 | $946 | $79 |
| Q7 3.0 Premium Turbo | $218 | $420 | $340 | $20 | $102 | $1,100 | $92 |
| Q7 3.6 Quattro Turbo Diesel | $178 | $316 | $250 | $14 | $76 | $834 | $70 |
| Q7 3.6 Premium Plus | $166 | $328 | $340 | $20 | $102 | $956 | $80 |
| Q7 3.6 Prestige S-Line | $240 | $516 | $246 | $14 | $74 | $1,090 | $91 |
| Q7 3.6 Prestige | $196 | $412 | $294 | $18 | $88 | $1,008 | $84 |
| Q7 3.6 Premium Plus SLINE | $206 | $388 | $268 | $16 | $80 | $958 | $80 |
| Q7 3.0 Premium Plus S-Line Turbo | $274 | $600 | $316 | $18 | $94 | $1,302 | $109 |
| Q7 3.0 Premium Plus Turbo | $218 | $476 | $340 | $20 | $102 | $1,156 | $96 |
| Q7 3.0 Prestige S-Line Turbo | $182 | $370 | $340 | $20 | $102 | $1,014 | $85 |
| Q7 3.0 Prestige | $146 | $272 | $246 | $14 | $74 | $752 | $63 |
| Q7 4.2 Prestige Turbo | $248 | $420 | $262 | $16 | $78 | $1,024 | $85 |
| Q7 4.2 Prestige S-Line 8Cyl | $326 | $704 | $340 | $20 | $102 | $1,492 | $124 |
| Q7 4.2 Quattro | $214 | $412 | $294 | $18 | $88 | $1,026 | $86 |
| Get Your Own Custom Quote Go | |||||||
Prices based on single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Illinois minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, multi-policy, and safe-driver. Table data does not factor in vehicle garaging location which can influence coverage rates significantly.
An analysis of deductible level
The information below highlights how deductible selection and can impact Audi Q7 annual premium costs for different ages of insureds. The costs are based on a married male driver, full physical damage coverage, and no additional discounts are factored in.
Deductible analysis
When comparing auto insurance rates, the most common question is which deductibles should you choose. The rates below summarize the differences in price of buying low and high physical damage deductibles. The first data set uses a $250 physical damage coverage deductible and the second data table uses a $1,000 deductible.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Q7 3.6 Quattro | $280 | $462 | $262 | $16 | $78 | $1,123 | $94 |
| Q7 3.6 Premium | $280 | $462 | $262 | $16 | $78 | $1,123 | $94 |
| Q7 3.0 Premium Turbo | $280 | $462 | $262 | $16 | $78 | $1,123 | $94 |
| Q7 3.6 Quattro Turbo Diesel | $280 | $462 | $262 | $16 | $78 | $1,123 | $94 |
| Q7 3.6 Premium Plus | $280 | $462 | $262 | $16 | $78 | $1,123 | $94 |
| Q7 3.6 Prestige S-Line | $280 | $522 | $262 | $16 | $78 | $1,183 | $99 |
| Q7 3.6 Prestige | $280 | $522 | $262 | $16 | $78 | $1,183 | $99 |
| Q7 3.6 Premium Plus SLINE | $280 | $522 | $262 | $16 | $78 | $1,183 | $99 |
| Q7 3.0 Premium Plus S-Line Turbo | $280 | $522 | $262 | $16 | $78 | $1,183 | $99 |
| Q7 3.0 Premium Plus Turbo | $280 | $522 | $262 | $16 | $78 | $1,183 | $99 |
| Q7 3.0 Prestige S-Line Turbo | $306 | $522 | $262 | $16 | $78 | $1,209 | $101 |
| Q7 3.0 Prestige | $306 | $522 | $262 | $16 | $78 | $1,209 | $101 |
| Q7 4.2 Prestige Turbo | $306 | $522 | $262 | $16 | $78 | $1,209 | $101 |
| Q7 4.2 Prestige S-Line 8Cyl | $306 | $522 | $262 | $16 | $78 | $1,209 | $101 |
| Q7 4.2 Quattro | $306 | $522 | $262 | $16 | $78 | $1,209 | $101 |
| Get Your Own Custom Quote Go | |||||||
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Q7 3.6 Quattro | $172 | $290 | $262 | $16 | $78 | $818 | $68 |
| Q7 3.6 Premium | $172 | $290 | $262 | $16 | $78 | $818 | $68 |
| Q7 3.0 Premium Turbo | $172 | $290 | $262 | $16 | $78 | $818 | $68 |
| Q7 3.6 Quattro Turbo Diesel | $172 | $290 | $262 | $16 | $78 | $818 | $68 |
| Q7 3.6 Premium Plus | $172 | $290 | $262 | $16 | $78 | $818 | $68 |
| Q7 3.6 Prestige S-Line | $172 | $328 | $262 | $16 | $78 | $856 | $71 |
| Q7 3.6 Prestige | $172 | $328 | $262 | $16 | $78 | $856 | $71 |
| Q7 3.6 Premium Plus SLINE | $172 | $328 | $262 | $16 | $78 | $856 | $71 |
| Q7 3.0 Premium Plus S-Line Turbo | $172 | $328 | $262 | $16 | $78 | $856 | $71 |
| Q7 3.0 Premium Plus Turbo | $172 | $328 | $262 | $16 | $78 | $856 | $71 |
| Q7 3.0 Prestige S-Line Turbo | $188 | $328 | $262 | $16 | $78 | $872 | $73 |
| Q7 3.0 Prestige | $188 | $328 | $262 | $16 | $78 | $872 | $73 |
| Q7 4.2 Prestige Turbo | $188 | $328 | $262 | $16 | $78 | $872 | $73 |
| Q7 4.2 Prestige S-Line 8Cyl | $188 | $328 | $262 | $16 | $78 | $872 | $73 |
| Q7 4.2 Quattro | $188 | $328 | $262 | $16 | $78 | $872 | $73 |
| Get Your Own Custom Quote Go | |||||||
Price data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Illinois minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, claim-free, and multi-vehicle. Estimates do not factor in specific location information which can affect auto insurance rates significantly.
Based on these figures, using a $250 deductible costs about $27 more each month or $324 annually than selecting the higher $1,000 deductible. Since you would have to pay $750 more to file a claim with a $1,000 deductible as compared to a $250 deductible, if you usually have at least 28 months between claims, you would probably come out ahead by selecting a higher deductible.
When to get professional advice
When quoting and comparing insurance from an agent or online for your personal vehicles, there is no single plan that fits everyone. Every situation is different and a cookie cutter policy won’t apply.
For example, these questions could help you determine if you might need an agent’s assistance.
- Is a blown tire covered by insurance?
- Is my ex-spouse still covered by my policy?
- Is my nanny covered when driving my vehicle?
- Do I need replacement cost coverage?
- Is my Audi Q7 covered for smoke damage?
- Exactly who is provided coverage by my policy?
- Does my personal policy cover me when driving out-of-state?
- How can I get my company to pay me more for my totalled car?
- If I drive on a suspended license am I covered?
If you don’t know the answers to these questions but a few of them apply, you may need to chat with a licensed insurance agent. If you want to speak to an agent in your area, simply complete this short form or you can go here for a list of companies in your area. It only takes a few minutes and you can get the answers you need.
Insurance agents near you
A small number of people just prefer to go talk to an agent and that is not a bad decision Professional insurance agents can point out coverage gaps and help in the event of a claim. One of the best bonuses of getting online price quotes is you can get cheaper car insurance rates and still have an agent to talk to. And providing support for local insurance agents is definitely important in Chicago.
After filling out this form (opens in new window), your insurance coverage information is instantly submitted to participating agents in Chicago who will gladly provide quotes for your insurance coverage. It makes it easy because there is no need to do any legwork as quotes are delivered to the email address you provide. If for some reason you want to get a rate quote from one company in particular, you can always visit that company’s website and fill out their quote form.
Finding the right insurer shouldn’t rely on just a cheap price quote. Here are some questions to ask:
- If you are a high risk driver, do they have special markets for your coverage?
- Is there any savings for paying the full premium?
- What insurance companies do they work with in Chicago?
- Does the agent have a valid license to sell insurance in Illinois?
- Do they review policy coverages at every renewal?
Once you have answers to your satisfaction to any questions you may have and a good coverage price, you have narrowed it down to an insurance company that is professional and can provide insurance coverage.
Lower rates by being persistent
Low-cost Audi Q7 insurance in Chicago is possible on the web in addition to local insurance agencies, so you should be comparing quotes from both in order to have the best chance of saving money. Some auto insurance companies do not provide online rate quotes and most of the time these smaller providers only sell through local independent agents.
While you’re price shopping online, make sure you don’t buy less coverage just to save a little money. In too many instances, someone dropped full coverage only to discover later that it was a big mistake. The goal is to buy the best coverage you can find at the best price.
Helpful articles
- Vehicle Safety Ratings (iihs.org)
- Who Has Cheap Auto Insurance Rates for Veterans in Chicago? (FAQ)
- Who Has Affordable Car Insurance for a Kia Optima in Chicago? (FAQ)
- Who Has Cheap Auto Insurance for a Company Car in Chicago? (FAQ)
- Who Has the Cheapest Chicago Auto Insurance for a Nissan Altima? (FAQ)
- How Much are Chicago Auto Insurance Rates for Nurses? (FAQ)
- How Can I Save Money on Auto Insurance? (Insurance Information Institute)
- Hybrid vehicles cost insurers more (Insurance Institute for Highway Safety)